It is never too early to save but if it is too late then its not wrong also to be wise spending and save money for other necessary things that we need in everyday living. Here are some simple tips that anyone can do just to save money and manage your budget wisely:
1. Quit smoking. A pack of cigarette costs Php 53.00 or more than a dollar just do the math and you’ll be surprise how much money you are wasting to worsen your health. In a span of a year you are spending almost Php 20,000.00 that can grow to estimate Php 200,000.00 in 10 years of investing in any compound interest instrument form from the bank, mutual fund and stock market.
1. Quit smoking. A pack of cigarette costs Php 53.00 or more than a dollar just do the math and you’ll be surprise how much money you are wasting to worsen your health. In a span of a year you are spending almost Php 20,000.00 that can grow to estimate Php 200,000.00 in 10 years of investing in any compound interest instrument form from the bank, mutual fund and stock market.
2.
Quit soda.
Just like smoking, drinking too much soda can lead to a bad health and can
gain diabetes and other health complication. Just imagine how much money you
will spend just to maintain your health in the future with the medication and
prescription just to stay alive. Not only have you saved money by not buying
soda you will save also in the future by having a healthy body.
3.
Do not use your vehicle too often. Organize car
pool with your co-workers, this will gain more bonding among colleagues and
will save you more on gas.
Walking and running away from the free
parking area can help also save you money and lose calories too.
4.
Lessened going out. Learn to say no with friends
when going out, dining out or having some good time after work is the most
expensive habits that any employees do.
5.
Be contended with what you have now. Know the difference between needs and wants,
if it is only wants then you can delay it or forget it.
6.
Learn how to do it yourself. Learn new skills that
you are paying for like haircut, manicure and pedicure, troubleshoot of your
laptop, that can saves you thousands of bucks for this services.
practical tips you've here, saving is something I very difficult for me to do..
ReplyDeleteYes it is true that you can save your money if you follow above points, but some people are highly addicted with smoking and they cannot change their habits in any way. So for that people electronic cigarettes are the best option, these are cheaper compared to normal cigarettes and do not have any bad effect on your health. You have only one time investment if you buy electronic cigarettes and not throw it after using because these are used as you can charge it and enjoy it experience whenever you need. For more information check out here-http://blog.best4ecigs.com/2013/07/if-you-have-never-smoked-e-cigarette.html
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