March 03, 2013

BPI My ePrepaid MasterCard Review

bpi-myeprepaid-mastercard

Do you need a credit card but afraid to get drowned with debt? Well, we have the same sentiment but I really need one for my transactions online, and the only requirement is the use of credit card.

Mishandling of credit card can be devastation. I know, because I already experienced it and some of my friends too, and the friends of my friends. Credit card can play as fool giving us an easy access to have money we don’t own and let us use it for things we want and not the things that we need. 
 

BPI My ePrepaid MasterCard is the answer to this entire dilemma it serves as a credit card in online or any establishments but first you need to fund it or load it up before you can make transaction with this.

You can fund your card in any branch by depositing cash or the most convenient way of transferring fund from ATM machine or through online banking.
 
How to get your My ePrepaid
MasterCard:

You can apply online in their Facebook App
of their Fan page, its easy to apply and anyone can get their card even students (guaranteed approval to anyone), payment of Php 500 that is good for 2 years and Php 600 for those in the province area.

How and Where to Use:

Use your My ePrepaid MasterCard worldwide and especially online, wherever MasterCard is accepted.

When shopping online use it like how you use a credit card for online payments:

1.       Select MasterCard Credit Card as mode of payment
2.       Input the following card details:


  • 16 digit Card number
  • CVC2/ Card Verification Code 2 (last digit number at the back of the card)
  • Card Validity date
  • Then confirmed the transaction
3.       When shopping in store (local and worldwide)

  • Present your My ePrepaid card Mastercard to the cashier
  • Sign the sales slip.

I successfully use it by the following:

1.       Go Daddy (buying a domain for this blog www.theraketermama.com where I only get the discount code that is available only for credit card

2.       Membership fee for Bro. Bo’s Truly Rich Club.

And I assume more future expenses but not worrying my monthly payment for this credit card.

68 comments:

  1. Hi! Thanks for sharing. I wonder if this can be linked to Paypal? Thanks!

    ReplyDelete
    Replies
    1. yes you can verify your paypal using this but if you plan to withdraw or transfer your money in my eprepaid it is not allowed, you can only put money but cannot withdraw the money but you can use this card to shop

      Delete
    2. wow if you use this to verify the paypal account meaning the card is linked to it .. why cant the transfer allowed?

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    3. I mean the use of card is for credit card only and not as an atm or savings account

      For example if you use this card and link in your paypal, then you withdraw from paypal to this card you can only use it as a mastercard credit card swiping or buying online only but cannot withdraw cash from this card

      Delete
    4. Anyone tried to use this card with those items with monthly payments like electronics? I mean, for example, a TV with a 0% interest promotion when using a credit card and paying it for 12 months. Is it possible to use this card? How? Do we need to reload the card before the billing cycle?

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    5. I tried before but they don't accept it they know its a prepaid and doesn't have funds

      Delete
  2. i do not own a credit card, too. i fear that i may overuse the card and that i may end up with huge debts for those unnecessary and impulsive purchases.
    however, i am interested to know more about this e-credit card from BPI. thanks for the info.

    ReplyDelete
    Replies
    1. its actually great I tried it in godaddy and bought this domain for $1.17 only I use godaddy codes

      Delete
  3. it's good to know that they are now offering something like this, i guess i still prefer eon from unionbank :)

    ReplyDelete
  4. Can you use this for installment purchases lime gadgets in stores like abenson?

    ReplyDelete
  5. i use the card on go daddy and it says credit card number is not allowed

    ReplyDelete
    Replies
    1. Make sure that you have sufficient fund before you buy anything online or else it will really not go through.. hope this helps :)

      Delete
  6. Hello, I have a question. I just got my eprepaid card today, and at the same day deposited some money in it. I tried linking it to Paypal but it will not work. Why is this so? Thank you for your time...

    ReplyDelete
    Replies
    1. Depositing money via bank takes 24 hours before the money gets posted to your ePrepaid while fund transfer done online is real time. so best to apply it on your Paypal the following day if deposit is via bank :)

      Delete
  7. Good day, I have a question regarding this card, will you be given a sort of statement of account which tell you where you spent the money for a month. So that we can at least know how much we spent and for what. thanks!

    ReplyDelete
    Replies
    1. I think you can check it with online banking

      Delete
  8. hi gud day to u.. is the eprepaid mastercard is good for plan like sun globe or smart?

    ReplyDelete
  9. hi gud day to u.. is the eprepaid mastercard is good for plan like sun globe or smart?

    ReplyDelete
  10. this eprepaid card this crap.. i also have same error that this credit card is not allowed, and i am sure have enough funds on it but i can't use to purchase anything online.. can any1 tell me another excuse why its not working?

    ReplyDelete
    Replies
    1. do you fund it? make sure that the funds is exactly or more than your purchases

      Delete
  11. Great review but it took me a while to understand some parts 'cause of some grammatical errors.

    ReplyDelete
    Replies
    1. Don't Worry, I can't Understand it also because of my poor grammar

      Delete
  12. hi how can i link my eprepaid to my account do i stil need to go to the bank? tnx

    ReplyDelete
    Replies
    1. hi I get this card from bpi branch, I immediately connect it through their help

      Delete
  13. You said that I can transfer Paypal funds to my bpi eprepaid mastercard right? Provided that I cannot withdraw it. So it is like reloading my eprepaid mastercard? How much will Paypal or BPI charge me if I transfer funds?

    ReplyDelete
  14. You said that I can transfer my Paypal Funds to BPI eprepaid Master Card provided that I cannot withdraw it, right? So it's like one way of reloading my master card so I can use it the way it is supposed to be used ( a credit card which I can only use when I have sufficient funds). Will Paypal or BPI charge me an amount if I do the transferring of funds? Thanks!

    ReplyDelete
    Replies
    1. i think the paypal only will charge you for withdrawal

      Delete
  15. hi can i transfer cash from my easy saver saving card to myeprepaid card?

    ReplyDelete
    Replies
    1. yes but I thik you should apply online banking first

      Delete
  16. Hello, i just wanna ask if this is like CC that if you applied there's already a credit limit. Like available funds to use for grocery.? Em just a bit confuse.

    ReplyDelete
    Replies
    1. no this is only a wallet, if you want to use this to purchase online you need to fund it

      Delete
  17. Hi, I just signed up online to get this eprepaid providing that I didn't know I couldn't withdraw from this. ( I did a poor research btw ) Uhmm can i just send money to another atm card if that so to be able to withdraw ?

    ReplyDelete
    Replies
    1. I don't think so, the use of this card is for purchase only, it can receive money but you cant send money back to your savings

      Delete
  18. hi i have a question.. what if the gadget that i will buy is i want in installment basis... how is this process? i will load my eprepaid monthly? or it cant be used in installment basis?

    ReplyDelete
  19. it wont work that way, usually credit card pay it in advance for us, then we will pay the monthly amortization direct to the bank,

    ReplyDelete
  20. Can this be used in the windows phone store?

    ReplyDelete
  21. can i transfer from eprepaid to savings accnt on my atm card?

    ReplyDelete
  22. May fee po ba pag magdedeposit ako ng pera sa my eprepaid card? For example 500 pesos.

    ReplyDelete
  23. May fee po ba pag magfufund ng eprepaid card? For example magdedeposit ako ng 500 pesos

    ReplyDelete
  24. Wat d use of eprepaid mastercard if we cant use it like credit card?

    ReplyDelete
    Replies
    1. My e-prepaid FUNCTIONS LIKE A CREDIT CARD. When you make online purchases, they ask you for the credit card number and security number. My eprepaid has those, as well. The only difference is, unlike credit cards, you won't be billed monthly when you use my eprepaid because it is PRE-LOADED (hence, 'prepaid). For your transaction to succeed, you must make sure that you have loaded your card

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    2. ^ Then the amount of your purchased product will be deducted from the load you deposited in your my eprepaid card.

      Delete
  25. well online store accepts only credit card, eprepaid can be a substitute for credit card without the hassle of monthly payment, of course you need to fund it first

    ReplyDelete
  26. Hi..i would like to ask if i can use this ePrepaid card in malls,restaurant,and groceries too? like swiping it,,,,?one more thing.. Do I need to maintain a certain amount? While I'm not using this card? Thanks :

    ReplyDelete
  27. Hi... Can I ask about this ePrepaid card if I can use it in malls, restaurants, groceries and etc in paying my stuffs? And one more thing,,do I need to maintain a certain amount while I'm not using it?..to keep activated...Thanks :)

    ReplyDelete
    Replies
    1. Yes, it can be used at any establishment AS LONG AS IT ACCEPTS MasterCard. And no maintaining amount required; it's your call when to load it. Its validity lasts up to 2 years.

      Delete
  28. Hi I want to ask if I can link my eprepaid mastercard to my savings account so that I will not be busy loading the card every time. Since my payroll savings account is always kept with money I want to use eprepaid mastercard to be charged directly to the savings account. Because I don't wan't to load a big amount to the card and unable to withdraw in case that I fail the online transaction or I give up to shop online. I have doubt if I can do it as I stated because I understand we can't withdraw money once it is loaded.

    ReplyDelete
  29. hi can i ask about verifying paypal to my eprepaid card? paypal sent a 4 digit code in my statement of account and it says that i need to enter the code to paypal to get verified how will i know this 4 digit code if i dont have savings account in bpi to view my statement of account?

    ReplyDelete
  30. It's really appreciable message for everybody thanks for sharing this information. Perfect ATM card

    ReplyDelete
  31. Yes, you can as long as they accept mastercard. There's no maintaining balance here yet it should be in dormant state to avoid some penalties and worst is automatic closure of card.

    ReplyDelete
  32. Yes, you can as long as they are accept ing mastercard. There's no maintaining balance here yet it should not be in dormant state to avoid some penalties and worst is automatic closure of card.

    ReplyDelete
  33. Yes, you can as long as they are accepting mastercard. There's no maintaining balance here yet it should not be in dormant state to avoid some penalties and worst is automatic closure of card.

    ReplyDelete
  34. anong online shop po ba ang pwedeng gamitan nito?

    ReplyDelete
    Replies
    1. lahat ng tumatanggap ng credit card basta may laman lang sya lagi bago a magpurchase

      Delete
  35. Can it be use for subscription? Say, subscription to apps like Spotify.

    ReplyDelete
  36. Hello,

    Can I use this to pay for monthly membership fee like gym and other fitness clubs? Like loading the card before you payment date. Will this work?

    ReplyDelete
    Replies
    1. yes it can, as long as you load it aahead before applying the membership

      Delete
  37. This comment has been removed by the author.

    ReplyDelete
  38. So i need to fund it then i can use this to purchase online like ebay or aliexpress, etc?

    ReplyDelete
  39. Is this working for eBay US?

    ReplyDelete

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